Terms of Service

PLEASE READ THESE TERMS OF SERVICE ("TERMS") CAREFULLY AS THESE TERMS CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. The IFBB Nordic Academy welcomes you to www.ifbbacademynordic.com and education.ifbbacademynordic.fi (the "Site"), operated by VI Coaching Ltd, which includes all web pages within the Site. By using the Site, you agree to be bound by these Terms, whether you register as a Member of the Site or not. If you do not agree to all the Terms, do not use the Site.

These Terms were last updated on August 24, 2023.

1. Registration
   You must register as a Member to obtain access to the course programs and education. The IFBB Nordic Academy reserves the right, at its sole discretion, to reject applicants. The Site respects your privacy, and a complete statement of the Site's current privacy policy can be found on our privacy policy page. The Site's privacy policy is expressly incorporated into these Terms by this reference.
2. Intellectual Property Rights 
   All material published on the Site and Services is the property of IFBB Nordic Academy (VI Coaching Ltd), protected by trademark, copyright, and/or other intellectual property rights. The material may be browsed and reproduced by printing or downloading for non-commercial and personal purposes. Copies or parts thereof may not be sold or distributed for commercial purposes, nor modified or incorporated into other material. Press releases may be published in the media, provided the source is acknowledged.
3. Privacy and Data Protection 
   IFBB Nordic Academy respects your privacy and is committed to protecting your personal data. Our privacy practices, including the use of cookies, secure storage of personal data, and changes to the Privacy Statement, are detailed in our Privacy Statement.
4. Payments 
   Accepted payment systems include PayPal and credit cards. All payments are nonrefundable, except in instances where we are unable or unwilling to provide the requested services. If you pay for the product in installments, you commit to paying for the whole product.
5. Right to Cancel and Return the Education/Product 
   The customer has a 14-day right of exchange and return under the Consumer Protection Act. Online products such as online training courses or video recordings are not eligible for a refund. For more information on cancellation and return, please refer to our Cancellation and Return Policy.
6. Limitations on Use 
   The IFBB Nordic Academy grants a limited personal, non-exclusive, and non-transferable right and license to access the Site. Any rearrangement, modification, reproduction, or unauthorized access to the Proprietary Materials is strictly prohibited.
7. Conduct and Usage Guidelines 
   Members must comply with specific rules of conduct, including but not limited to restrictions on unlawful content, impersonation, unauthorized advertising, and harassment. Failure to comply may result in termination of Member status.
8. Disclaimers of Warranties 
   The Site is provided on an "AS-IS," "AS AVAILABLE" basis. The IFBB Nordic Academy expressly disclaims all representations and warranties regarding accuracy, completeness, or efficacy.
9. Limitation of Liability 
   The IFBB Nordic Academy's liability is limited as detailed in these Terms, with the total liability not exceeding the amount paid by you to the IFBB Nordic Academy.
10. Indemnification 
    You agree to defend, indemnify, and hold the IFBB Nordic Academy harmless from any liabilities, penalties, claims, or demands arising from your use or misuse of the Site.
11. Governing Law and Dispute Resolution These Terms are governed by the laws of Finland. All disputes shall be referred to the appropriate civil court in Finland.
12. Modifications of Terms 
    By using this website, the user accepts these terms of service. The IFBB Nordic Academy may revise and update these Terms at any time.
13. Contact Information 
    Our mailing address is Mäkitarhankatu 4, 15320 Lahti, Finland. To send us an email, please use the contact [email protected] 

Cancellation and Return Policy

Cancellation of Online Education Course Registration

• Right to Cancel: You have the right to cancel your registration for an online education course. Specific details related to the cancellation process are as follows:
• 14-Day Right of Exchange and Return: Under the Consumer Protection Act, you have a 14-day right to exchange or return a training course registration if the course has not started.
• Notification Requirement: If you wish to cancel your registration, please contact us at [email protected] with your name, contact details, and reason for cancellation.
• Refund Process: If applicable, refunds will be processed to the original payment method used during registration. Please allow a reasonable time for the refund to appear in your account.

Return of Physical Products

• Return Condition: The products to be returned or exchanged must be in their original packaging and in good condition.
• Contact for Return Instructions: Before returning products, please contact us at [email protected] for specific return instructions.
• Refund Process: Upon receiving the returned products and verifying their condition, we will process the refund to your original payment method.

Exceptions and Limitations

• Certain products and services may be subject to additional terms and conditions or exceptions to this policy. Any such exceptions will be clearly stated in the product or service description.

Changes to this Policy

• We reserve the right to modify this Cancellation and Return Policy at any time. Any changes will be posted on this page with an updated revision date.

Contact Us
For any questions or concerns related to this policy or to initiate a cancellation or return, please contact us at [email protected] or use the contact information provided on our website.

Payment Commitment and Non-Payment Consequences

If you pay for the product in installments, you commit to paying for the entire training course.

What happens if I decide not to pay without a valid reason?

In this situation, our financial partner Intrum Ltd will collect financial claims for unpaid invoices following non-payment. After non-payment of the invoices, we will transfer your personal data to Intrum's debt collection department, which will process the case and negotiate with you. You will also have the opportunity to justify and explain why you are not obliged to pay the invoices. Therefore, please keep all communication and information related to your enrolment in the training.

In the absence of a corresponding agreement, you will be sued for damages, and the district court will deal with the matter further. We recommend that you contact a lawyer in this situation and do not handle the matter yourself.

This agreement ensures that all participants understand the terms, conditions, and policies related to the IFBB Nordic Academy Master in Fitness and Bodybuilding Methods Course. If you have any questions or require further clarification, please do not hesitate to contact us.